Own your home?
Leverage Your Home Equity Instead of Borrowing From the Bank.

We have access to over 40 lenders to get you approved today – at the best rate available to you.

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Why get a Home Equity Loan?

Home equity loans are a great option for homeowners with bad credit, low income, or who are self-employed. With Clover Mortgage, you'll have access to a full team of mortgage brokers and agents who will be working to get you the best possible mortgage deal that is available to you through our network of over 40 lenders. You can use the cash from the loan for any purpose including:

Debt consolidation
Funding renovations
Paying child’s tuition
Financing other payments or bills
Investing in your business
As a down payment for another property
To purchase a car or boat, or book a vacation
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Your loan can be approved in as little as 1 hour
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Your loan can get funded in as little as 48 hours

Clover Mortgage can quote you immediately, approve your loan in as little as 1 hour, and get your loan funded in as little as 48 hours in many circumstances. This saves you time and money by not having to shop around to different banks and lenders on your own. Clover Mortgage can do that for you!

Why Choose Clover Mortgage?

Full-Service Mortgage Brokerage

We’re a full-service brokerage with access to over 40 different lenders to ensure we find you the best deal available to you

Keep More of Your Cash

Canadian homeowners pay less and save more with rates as low as 1.55%* for a full mortgage refinance. Home Equity Loan rates start at 3.99%**

Quick Turnaround Time

We respect your time by providing fast and reliable service

Bad Credit = No Problem

We don’t let credit issues from your past affect your application. We’ll try to get you approved even after the bank says no

Easy Application Process

Get a mortgage quote in just a few minutes, and a free no-obligation phone consultation with one of our trusted experts

Work with Professionals

Get a free no-obligation, in-depth mortgage analyses and advice from our licensed mortgage brokers

* 1.55% is the starting annual interest rate on a 5-year variable rate mortgage refinance at the time this landing page was created, which would equate to approximately 1.62% APR. Mortgage interest rates are subject to qualification criteria and approval. Rates are subject to change at any time. Other terms and conditions may apply.

** 3.99% is the starting annual interest rate as of the date this landing page was created on a 1-year private mortgage home equity loan with an approximate APR of 8.99%. Mortgage interest rates are subject to qualification criteria and approval. Rates are subject to change at any time. Other terms and conditions may apply.

Put your finances where they belong – in your control.

See how much you could be saving if you consolidate all your debt and payments using our Home Equity calculator.

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Enter your total accumulated credit card debt
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Enter a fixed monthly payment
On average, the minimum monthly payment for many major credit cards is usually between 2% to 2.5% of the balance.
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Enter your information to see the results.
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Do you currently own a home?

Clover Mortgage's
Unique Approval Process

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Apply Online

Fast and easy application process

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Fast & Easy Approvals

Live agents will review your application and may contact you to finalize the application. Get approved in as little as 1 hour

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Get the Funds You Need

Once your application is approved, we’ll provide you the funds you need in as little as 48 hours

Mortgage Success Stories

Clover Mortgage was established on the foundation of the Co-Founders’ 20+ years of experience in leading the Canadian mortgage industry. Our strong relationships with over 40 major banks and lenders enable our team to offer over 300 different custom mortgage products to you, our valued client. We pride ourselves on providing our clients with the benefit of deep volume discounts and some of the most competitive mortgage rates and terms in the market. Above all else, our dedicated team of Mortgage Agents and Brokers strives to provide knowledgeable and honest service and advice to all of our valued clients.